100% Liquid Savings Account @ 4.00%

Emigrant Direct's AmericanDream Savings Account is your answer for a 4.00%, completely liquid, no minimum deposit, savings account that is FDIC insured. The only disadvantage is that it can take 1 - 5 business days for funds to be transferred back into your checking account! Small price to pay when you plan ahead for big expenditures. Oh!... did I mention it's entirely managed online. To start up you receive a letter via snail mail to ensure that you are who you say you are for security purposes.